G’day UNsubscribed reader,

This week, I became unemployed.

Before you ask: no, I’m not retiring with a few mil in a Swiss bank account.

I wish!

Instead, Sarah and I made the tough decision for me to step back from a cushy self-employed contracting gig to go without an income for three, six or even 12 months.


Well, you see, dearest reader, for years I’ve been telling people that the best investment they could make is in themselves, then potentially a business.

Some would say that a business is a great investment because you are investing in other people.

I can understand that. As an employee, you hustle for, what, $30 an hour? Meanwhile, your boss makes $100 an hour from your work.

It might leave you feeling a little pissy, but it’s a sweet deal for your boss.

I doubt he’ll find a better investment anytime soon.

But I’m not your boss.

And I’m certainly not making $100 per hour, unfortunately. Heck, as of this week, I’m not even making 5 cents per hour!

Starting a business is not easy. Financially speaking, it’s probably one of the toughest things we will do.

But, I think it can be more rewarding than risky — just ask your boss.

To convince people to consider starting their own business I often ask them who the richest people they know are.

Most of them are business owners, some are retired, and some are “self-made” trust fund hipsters. Pardon me, “entrepreneurs”.

All of the (financially) wealthiest people I know have worked for themselves.

Stepping off the ledge

I’ve spent the past month or so discussing with family and friends the pros and cons of giving up my job sooner rather than later.

It isn’t easy chucking on a weight belt full of your life savings then stepping off a ledge into the financial abyss.

You: “What the heck are you talking about?”

Over the next two months, the team and I at Rask will be launching a new site and service. It’s a free site, so don’t worry, you will have access to it.

Just keep an eye out for the Rask “R” logo at a store near you.

(Actually, don’t do that because you won’t find one)

Just keep an eye out for one of my emails next month, when I’ll give you more of the details.

In the meantime, don’t forget it’s Christmas in about six weeks. That’s exciting!

If your credit card company is calling you because they know your budget is tight and saying:

“C’mon, Jeff, do it for your kids. Here’s some more credit, buy ’em something nice this Christmas. They deserve it.”

My advice would be to tell ’em to get trucked and tell them you want a better rate while you’re at it.

Sure, the kids might not get the best new toy this Christmas. But, at the very least, their parents can hold their heads high.

Here’s to your (and my!) financial futures.



p.s. if you see me driving an Uber, please try not to throw up in my car.

p.p.s. You can sign up for our free weekly financial education email below

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