Spouse Superannuation Contribution
Spouse superannuation contributions are sometimes used as a strategy to balance the superannuation balances between a husband and wife. Or, between the main bread winner, who is working consistently, and a spouse who is not.
Salary Sacrifice & Super
Salary sacrifice is a strategy used to divert money before income tax has been paid or withheld. It is commonly used in a superannuation accumulation strategy to direct money straight from an employer to an employee’s superannuation fund.
What are Super Non-Concessional Contributions?
Non-concessional contributions are contributions made to superannuation after tax. Since non-concessional contributions are made after income tax has been withheld or paid by the employer, typically, there is no tax paid when the money goes into the super fund.
What are Concessional Super Contributions?
Concessional contributions are contributions made to superannuation before tax. Concessional contributions typically arise from employer superannuation guarantee (SG) contributions and salary sacrifice arrangements.
Is debt bad?
Debt by itself is not always a bad thing – it’s what people do with debt that makes it a bad idea.
Return on Investment (ROI) Explained
ROI stands for Return on Investment and is one of the simplest and most versatile ratios to compare the profitability of investments. The formula to calculate ROI is the net return from an investment divided by its cost.
What is a stock market crash?
Defined: A stock market crash / share market crash is a rapid sell-off or falls in asset prices, like shares / stocks, bonds or property.
What is the price-earnings ratio (P/E)?
The price-earnings ratio (P/E) is a share valuation metric commonly quoted in the financial media. The formula to calculate the P/E ratio is the company’s share price divided by its earnings (or profit) per share.
The Difference Between Price and Value
In finance, the price is what you are asked to pay, value is what you are willing to pay.
