Defined: The Meaning Of Basis Points, Bips and BPS
Basis points are a finance way for saying percentages. For most of us saying “basis points” is really a useless term and just makes finance more confusing.
VIDEO: Trading Halts Explained
In this video explainer, Owen answers what is a share market trading halt and why do they happen?
Explained: What Is A PDS, FSG and Terms?
In this video Owen explains Financial Services Guides (FSG), Product Disclosure Documents (PDS) and Terms for the finance industry — and what to look for.
What Is A Capital Raising and Entitlement Offer?
A capital raising on the share market typically means a company is selling more shares to existing or new investors. This often takes the form of a pro-rata entitlement offer, SPP or institutional offer.
What is Depreciation & Amortisation?
What is depreciation and amortisation? How is depreciation different to amortisation, and what does accelerated depreciation mean?
When and Why Do Companies ‘Go Public’?
When and why do companies go public or launch an IPO?
What is the ATO and what do they do?
The ATO is Australia’s Tax Office.
How does tax work in Australia?
The Australian tax system works by charging a higher tax rate for those who earn a higher income. It is a marginal income tax system.
Superannuation Death Benefits
When you die, your super balance can be paid to a dependent, like your partner or children, or a non-dependent.
What is a transition to retirement strategy (TTR)?
A transition to retirement strategy is a superannuation account-based income stream that can be started when a person reaches their preservation age.
How to Access / Withdraw Money from Superannuation
How to Access or withdraw my super? Australia’s Superannuation system was designed to fund the retirement of our growing population, so, typically, we cannot access or withdraw super until we retire.
Insurance Inside Superannuation
Inside super, you could have three types of insurance: Life insurance, TPD (“any”) and income protection.