The Purpose of Business & Stock Market Valuation
This is the second tutorial of our series, “The Value of Everything”. The Purpose of valuation covers intrinsic value, asymmetric return and the difference between price and value.
Superannuation Death Benefits
When you die, your super balance can be paid to a dependent, like your partner or children, or a non-dependent.
SMSFs Explained (self managed super funds)
A self-managed super fund or SMSF is a special type of super fund, which can have up to four members who are also ‘trustees’.
Self-Employed (ABN) Superannuation
If you are self-employed, you can make personal contributions to a superannuation fund as a long-term retirement strategy – and claim a tax deduction.
What is negative gearing?
Negative gearing is a strategy used by people to grow the value of their investment while keeping their tax as low as possible. Investors use negative gearing because the interest repayments on loans are typically tax deductible against their personal income.
What is a transition to retirement strategy (TTR)?
A transition to retirement strategy is a superannuation account-based income stream that can be started when a person reaches their preservation age.
What is a Superannuation Recontribution Strategy?
A superannuation recontribution strategy is a strategy designed to maximise the amount of after tax income for a retiree under 60, or non-dependent beneficiaries of their estate.
Return on Investment (ROI) Explained
ROI stands for Return on Investment and is one of the simplest and most versatile ratios to compare the profitability of investments. The formula to calculate ROI is the net return from an investment divided by its cost.
The Difference Between Price and Value
In finance, the price is what you are asked to pay, value is what you are willing to pay.
How does tax work in Australia?
The Australian tax system works by charging a higher tax rate for those who earn a higher income. It is a marginal income tax system.
What are franking credits?
Franking credits are a tax credit available to eligible shareholders of Australian companies. They are also called imputation credits.